Satisfied clients are our pride!

When you close

Judgments, liens and title defects are eliminated at the closing. This process will ensure a clear title to your property. Once completed, the closing documents will be recorded with the county as public record of your ownership. Some of the costs that you can expect in the closing include: Title Search Fees; Title Insurance Premium; Property Taxes or other Government Fees; Loan Charges; Appraisal Fees; Survey Fees Be sure you understand all the charges assessed in your closing costs. Obtain an itemized list and review it thoroughly before you close.

Title Policy
After the recording of the deed, you will be issued an Owner's Title Insurance Policy. Your policy will guard you against such risks as:

• Errors: Incorrect information on deeds, public records, etc.
• Liens: Unpaid mortgages, taxes, sewer and water assessments, or other creditors, etc.
• Ownership: By the spouse of previous owner or anyone else claiming an ownership interest in the property.
• Invalid Deeds: Transfer by former seller who did not actually own the property, or by former owner not mentally competent.

Your Protection
Title Insurance is your safeguard. It can save you trouble time, money, and ultimately your home. It acts as a shield to guard you against your property. If your ownership becomes threatened by any claim covered in your policy we will negotiate to settle the claim and if necessary, defend your title in court. Additionally, we will be responsible for legal costs incurred while defending your title. If your property title is ever threatened, you can rest easy knowing you are safe when you are covered Title Insurance.